Revolut reached a $75B valuation after a major secondary share sale, a move that sets the stage for its upcoming dollar and euro stablecoins and draws growing institutional interest. Announced on November 24, 2025, the transaction puts Revolut on a new valuation tier driven by strong financial performance and ambitious crypto expansion plans.
Revolut’s rise and what’s driving it
Revolut supported its revaluation with impressive financial momentum. The company reported that 2024 revenue grew 72% to $4.0B, while pre-tax profit surged 149% to $1.4B, translating into a 26% net margin. Its customer base climbed above 65 million (+38%), and customer balances jumped 66% to $38B, with Revolut Business contributing roughly $1B in annualized revenue — numbers that showcase a company scaling faster than most traditional banks.
The valuation-setting transaction brought in major institutional investors, including NVentures (NVIDIA’s venture arm), Fidelity, and Coatue. The secondary sale also unlocked liquidity for more than 200 current and former employees, with shares priced at approximately $1,381 per share. This round not only validated Revolut’s valuation but also expanded the firm’s institutional footprint, a key step for future strategic moves.
For treasuries and traders, Revolut’s growing balance sheet and more liquid equity base signal greater execution capacity, deeper liquidity, and wider reach in cross-border corporate payments. The firm is positioning itself as a heavyweight in global transaction flows, not just a consumer fintech.
Crypto remains the core driver of Revolut’s valuation jump. The company already offers fee-free 1:1 USD-to-stablecoin conversions, integrates Polygon for faster transfers, and has processed more than $690M on-chain. Its Crypto 2.0 platform lists 280+ tokens and provides zero-fee staking with advertised yields up to 22% APY, illustrating an aggressive push to dominate the retail crypto segment.
On the regulatory front, Revolut obtained its MiCA license in Cyprus in October 2025, enabling crypto services across 30 EEA countries and giving the firm rare regulatory clarity in a fragmented European crypto landscape. Still, risks persist: Revolut was fined €3.5M in Lithuania for AML deficiencies — a reminder that regulatory friction remains one of its main operational vulnerabilities.
The next major milestone is the potential launch of Revolut’s own USD and EUR stablecoins, designed to reduce fiat–crypto transfer costs and settlement times. Their success will depend on reserve transparency, custody design, and regulatory approval, all of which will shape institutional trust.
Revolut’s $75B valuation reflects the convergence of strong financial results, institutional capital, and crypto-regulatory ambition. The upcoming stablecoins — and a possible IPO in 2026 — could reshape liquidity dynamics and counterparty structures across digital markets.