Zharta and Centrifuge said their fixed-rate lending partnership went live on May 12, 2026, allowing selected Centrifuge real-world asset tokens to be used as collateral on Zharta. Zharta announced the integration in an X post dated May 12, 2026, while Centrifuge published its LinkedIn post the same day. The visible product references are Zharta’s fixed-rate lending site and app, alongside the Zharta X post and Centrifuge LinkedIn post.
The clearest operational claim concerns deJAAA. Centrifuge said deJAAA is now usable as collateral on Zharta, allowing users to take fixed-rate loans against AAA CLO exposure. In the same LinkedIn material, the launch was described as the first fixed-rate lending product built for Centrifuge collateral. The post also states that deJAAA and deCRDX holders can borrow against their positions on Zharta at fixed rates.
Zharta and Centrifuge launch fixed-rate lending for selected RWA collateral
Zharta’s X post framed the partnership more broadly, saying it is the first platform to offer fixed-rate borrowing against Centrifuge assets and naming deJAAA as the lead asset, with deCRDX and deJTRSY also mentioned. Based on the material visible, deJAAA and deCRDX are the assets explicitly described as currently borrowable collateral. deJTRSY should be treated more cautiously as an asset mentioned by Zharta in the rollout, not as independently confirmed active collateral in the publicly rendered Zharta market page reviewed.
Partnership with @Centrifuge is live.
First platform to offer fixed-rate borrowing against Centrifuge assets. deJAAA leads: one of the key pieces of the RWA ecosystem.
deCRDX and deJTRSY also supported.
A structured credit venue for what Centrifuge brings onchain. pic.twitter.com/XThVabKXwC
— Zharta Finance (@Zharta) May 12, 2026
Zharta positions the product as fixed-rate lending for tokenized assets, with programmable and compliance-compatible credit infrastructure. Its public site says users can leverage tokenized assets through fixed-rate loans, negotiate tailored credit terms and use RWAs, securities or other digital assets as collateral within the protocol.
Centrifuge said the fixed-rate structure is intended to reduce borrow-side uncertainty for leveraged RWA positions. The company argued that variable-rate borrowing can create carry volatility when the loan cost moves faster than the asset side settles. That is a company claim, not an independently benchmarked result in the material reviewed.
Zharta and Centrifuge have announced a live fixed-rate lending integration, with deJAAA clearly active as collateral and deCRDX also described as borrowable in the Centrifuge-linked material. Broader references to deJTRSY and future products should be framed as part of the companies’ stated expansion narrative rather than confirmed live market coverage.